Our financing department will assist you on all the details from point of purchase to point of delivery. Total Value RV products are tailored to meet the needs of each of our customers, and our commitment to you is demonstrated through competitive interest rates and terms, followed up with a host of insured products to protect your RV investment.
25610 CR 4 ELKHART, INDIANA - 46514
Recreationial Vehicles Sales, Parts & Service
Call us at 866-282-4460 • 574-262-4460 Fax: 574-262-4243
TOTAL VALUE RV strives to ensure the accuracy of the information provided on this website, however, actual products, programs and services may differ materially from those on this site. All prices listed on this site are subject to change without notice and do not include tax and licensing fees. All units are subject to prior sale. Product information, technical data, program information, service offerings, photographs and illustrations are intended to be representative examples based on information available at time of posting and are subject to change without notice.
Attractive interest rates, flexible loans meet most RV buyers needs.
Financing an RV is a relatively easy and straightforward process. Insurance plans designed to meet the specific needs of owners and their type of RV are also available through numerous insurers familiar with the way RVs are built, used and repaired.
One factor making it easier to purchase an RV is the predominant attitude among lenders that RVers are reliable buyers. Under 1.5 percent of all RV loans are delinquent. As a result, lenders are extending RV loan terms and making monthly payments more affordable, according to a survey of RV lenders published by Recreation Vehicle Industry Association (RVIA).
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Loan terms for most used RVs usually require some percent down payments, but initial outlays are smaller because used RVs are priced lower. This makes it easy for the family on a budget to get into the RV lifestyle economically. Financing packages for used RVs generally extend from eight to 15 years. For the vast majority of RV buyers, the interest on their loan is deductible as second home mortgage interest. To qualify, the RV must be used as security for the loan and must have basic sleeping, toilet and cooking accommodations.